Conforming Loans ($0 - 417,000)
2012 STIMULUS REFINANCE:
|
Mortgage Rates |
Rate |
APR |
Points/Fees |
|
5 Year Fixed |
3.125% |
3.175% |
ZERO POINTS |
|
5 Year Interest Only |
3.500% |
3.650% |
ZERO POINTS |
|
7 Year Fixed |
3.750% |
3.862% |
ZERO POINTS |
|
7 Year Interest Only |
3.875% |
3.965% |
ZERO POINTS |
|
30 Year Fixed |
4.00% |
4.126% |
ZERO POINTS |
Jumbo Loans ($729,751* - $2,000,000)
|
Mortgage Rates |
Rate |
APR |
Points/Fees |
|
5 Year Fixed |
3.000% |
3.126% |
.875 |
|
5 Year Interest Only |
3.250% |
3.375% |
.875 |
|
7 Year Fixed |
3.375% |
3.469% |
.875 |
|
7 Year Interest Only |
3.750% |
3.890% |
.875 |
|
30 Year Fixed |
4.625% |
4.789% |
.875 |
Conforming Jumbo ($417,001 - $729,750*)
ConformingJumbo.com
|
Mortgage Rates |
Rate |
APR |
Points/Fees |
|
30 Year Fixed |
4.250% |
4.239% |
ZERO POINTS |
|
5 Year Fixed |
2.750% |
2.899% |
ZERO POINTS |
|
7 Year Fixed |
3.375% |
3.429% |
ZERO POINTS |
|
15 Year Fixed |
3.500% |
3.629% |
ZERO POINTS |
|
FHA 30 Year Fixed |
Call |
Call |
ZERO POINTS |
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Rates last updated Wednesday, January 11, 2012. Conforming rates shown factor a 720 FICO score, Impounds, and 60% LTV. Jumbo Rates shown factor a 720 Fico score and Impounds, 70% LTV. Comforming Jumbo Rates shown factor a 680 FICO score. Maximum 80% LTV on 30 and 15 Year Conforming Jumbo Fixed Programs. Conforming Jumbo loan amounts are county specific. All Rates and loan availabilty subject to restrictions and consumer qualification. Equal Housing Lender. CA Dept of Real Estate License #01218426